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Students with learning disabilities – Financial Concerns of College Students


Most insurance companies offer only one health insurance coverage for college students who attend full time (12 credits). If you want your teen to carry a reduced course load because that is what he or she can adequately address, we hope that you're dealing with an LD "college" friendly. Ask the Director of Disability Services to write a letter to submit to your insurance company similar to this: "Please consider John Doe a full time student with 9 credits forSpring semester 2010. Most companies will accept this and keep your teen on your policy. However, to be on the safe side, call your insurance company in advance, anonymously, to see what their policy is for students with disabilities.

The federal government is the main source of funding for a student with learning disabilities. The federal assistance may take the form of loans and Federal Work-Study, or FWS. FWS is a federal program of financial assistance that promotes part-time employment for qualified students. Many offices on campus to hire students throughout the school year. In certain cases the work is awarded through the FWS.

There are also several private sources of aid available for students with learning disabilities. Families are encouraged to pursue possible funding from local organizations, employers, foundations and corporations. Most financial aid programs are based on need. Parents of students> Disabilities often have other associated costs such as maintenance of durable medical equipment, personal care assistant and / or medical expenses, specialized tutoring, testing, or academic programs to remediate weaknesses, etc.

It is vital to maintain a current list of spending above because they may increase the eligibility for assistance in what they do with your family "poor." They can also affect your tax deductions for medical expenses. Check with your tax preparer – youmay find that you have been dominant legitimate tax savings!




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